Specialist Finance
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Addex Finance

At Addex, we know that managing cashflow can be just as important as having the right equipment. That’s why we’ve introduced Addex Finance — a dedicated service for UK-based businesses, designed to make specialist equipment more accessible.

Whether you're expanding your fleet or replacing a vital machine, we offer flexible finance options to help you spread the cost over time, with fixed payments and a choice of purchase, lease, or hire plans that work around your budget.

Hire Purchase

Own your equipment outright with a simple payment plan spread over time.

  • Spread the cost over 1 to 7 years — with monthly, quarterly, semi-annual, or annual payments
  • Gain full ownership once the final instalment is made
  • Keep your cash flow steady with competitive finance rates
  • VAT can be paid upfront, deferred, or included in your finance agreement
  • Eligible for tax relief through annual capital allowances

Finance Lease

A flexible lease plan that gives you options at the end of the term — keep it, sell it, or return it.

  • Spread the capital cost over 1 to 7 years with monthly, quarterly, semi-annual, or annual payments
  • Decide at the end: take ownership, sell the asset, or continue leasing
  • Preserve working capital with competitive, low-rate finance
  • No upfront deposit required — VAT is paid on each lease payment
  • Lease payments are fully tax deductible

Operating Lease

Access the equipment you need with a lease that keeps things simple — and no obligation to buy at the end.

  • Fixed rental payments over 1 to 7 years — paid monthly, quarterly, semi-annually, or annually
  • Lower repayments compared to Hire Purchase or Finance Lease — you’re not covering the full asset value
  • No upfront deposit required — VAT is payable on each lease instalment
  • Ideal for setting up a regular equipment replacement cycle, so you stay up to date with the latest tech
  • Maintenance and servicing costs can be included in your rental — interest free
  • Payments are fully tax deductible

If the standard finance options don’t quite fit your needs, we can create a custom package that works for your business.

Our finance team — authorised and regulated by the Financial Conduct Authority — brings deep expertise in commercial asset finance, especially within specialist equipment industries. We understand the tools you rely on and the challenges your business faces day to day.

Every enquiry receives a clear, no-obligation finance quote, presented in a fully FCA-compliant format. Just fill in the short form below and one of our experts will be in touch with your tailored offer.

All finance agreements are subject to status and affordability. Terms and conditions apply.

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